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www.BankruptcyCourse.com – Course Certificates in Bankruptcy Code

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The Bankruptcy Course online provides pre filing and discharge bankruptcy certificates.  The pre-filing credit counseling course are provided by A123 Credit Counselros and help when filing for bankruptcy.  The pre-discharge debtor education is provided by A24/7 Bankruptcy Class Inc and is required before discharging bankruptcy.  Both classes can be done online, by phone or in person.  A123 is HUD approved and is accredited with the Better Business Bureau.  Please note that approval does not endorse or assure the quality of an Agency’s services.

A 123 Credit Counselors, Inc. and A 24/7 Bankruptcy Class, Inc.  are headquartered in Miami FL at 703 NW 62nd Ave (Waterford Way), Suite 220, Miami, FL 33126.  BankruptcyCourse.com is available in English and Spanish.  The A 24/7 Bankruptcy Class will cost a customer $17.50 and the A 123 Credit Counselors class will cost a customer $30.00.  Both courses can be access 24/7 online and are approved by US Trustee`s Office for Issuance of Credit Counseling Certificates pursuant to Bankruptcy Code.  The courses are designed for low-income people with a shoe string budget.  Visa, MasterCard and American Express are accepted forms of payments.  Please consult your attorney to determine if the Bankruptcy Course is right for you.

Please remember all payments are final and once a payment is made you will have 90 days to complete the course before your course plan expires.  In order to register for the courses you will need to have your name, bankruptcy case number, a valid mailing address, a cell or home phone number, a valid email address and your attorney’s name and email.  Failure to provide any of the requested information will most likely result in a denial of application.  Everyone that completes the course will receive a certificate and there is not a final grading process.  Once again before signing up for any of the classes associated with this service please seek counsel from your lawyer.

www.bankruptcycourse.com

 

www.Anthem.com/Activate – Activate Online Anthem Services

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New Anthems members can sign up for their Anthem account online at Anthem.com/Activate.  The process is very simple and should only take about 5 minutes to complete.  Once you have signed up you can begin to use your Anthem membership card immediately.  A user will be required to have a valid email address, provide their name and member ID.  If you don’t have an email address go sign up for a free one with Gmail.  An Anthem customer can connect with them via Facebook, YouTube and Twitter.  After you have completed the sing up process please remember to set up your online services and update your communication preferences in your user profile.  Anthem provides low-cost health, dental, vision and life insurance. They claim more than 800,000 customers and are headquartered in Thousand Oaks, CA.  A quick online review with the Better Business Bureau results in a A rating for most Anthem Blue Cross locations.  Anthem is a subsidiary of the massive Wellpoint Health Networks, Inc who has a net income of over $2 billion dollars.  If you need to find an Anthem doctor in your area, estimate your health care cost, refill a prescription or check a claim status please visit the Anthem Blue Cross home page at anthem.com.

www.anthem.com/activate

www.fpimgtbenefits.com – Benefits Express Online

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My Benefits online can be access through fpimgtbenefits.com and is administered by Benefit Express Services, LLC.  The web portal is available in both English and Spanish.  The site is hosted at American Internet Services Network and are associated with the following name servers: ns21.worldnic.com and ns22.worldnic.com.

FPI Management Inc. is a popular property management company located in Folsom CA.  They are designated by IREM as an Accredited Management Organization and have a regional office in Costa Mesa, CA.  FPI Management was founded in 1968 and have an 60,000 unit portfolio in more than 10 states.  They are ranked number 11 by National Multi Housing Council for the Top 50 Largest US property management firms.  They also place 10th in the Top 100 for US Affordable Community property management.  Besides California they also have properties in Washington, Idaho, Oregon, Nevada, New Mexico, Alaska, Ohio, Pennsylvania and Virginia.  FPI Management Inc. has a web presence on Facebook, MySpace, LinkedIn and Twitter.

www.fpimgtbenefits.com

www.mythdhr.com – Home Depot Associates

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The Home Depot employees more than 300,000 people and are one the largest employers on the S&P 500.  Associates of the Home Depot can access a variety of employment related information at mythdhr.com.  The Home Depot knows the value of a happy employee and attempts to make life simple for them through this online employee website.  Associates can view their schedule, check out current benefits, view salary and tax information and much more! To access schedule related information you must have the store location ID, your user ID and password.  For benefits you will just need your user ID and passwords and then select the type of benefit you would like to access.  Home Depot employee benefits include health, tuition reimbursement, matching gift program, adoption assistance, flexible spending accounts, associate discounts and more!  The Your Pay portion of the site allows employees to access and make changes to tax information and enroll in direct deposit or the popular Citibank Payroll Card.

The Home Depot recommend you have your paycheck deposited by direct deposit as it is the safest and most trusted method.  If you don’t have a bank account the Citibank Payroll card is a good back up option.  Your Pay also allows an associate to download W-2 Statements for the last 5 years and update employee information with the  External ESS (Employee Self-Service) program.  If you have any questions about the site please see your Home Depot Human Resource Department.  The Home Depot was founded in 1978 and is listed on the New York Stock Exchange under ticker symbol HD.

www.mythdhr.com

www.myhrcsi.com – Oracle PeopleSoft Enterprise

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Your Oracle PeopleSoft Enterprise online account can be access with a User ID and Password.  The site is available in 22 languages and is a registered trademark of Oracle Corporation and/or its affiliates.  myhrcsi.com is under registration with Charming Shoppes Inc and receives approximately 7,800 Unique visitors per month.  The IP address is 122.98.216.21 and can be traced back to Karnataka – Bangalore – Infosys Technologies Ltd.  Domain Servers are listed as NS1-AUTH.SPRINTLINK.NET and NS2-AUTH.SPRINTLINK.NET.  Any question or concerns with the site can be directed to the For PeopleSoft inquiries, access or questions wording under the login tab.  The Oracle Corporation is a popular computer technology firm founded in Santa Clara CA in 1977.  They can be foun don the NASDAQ stock exchange under ticker symbol ORCL.  Oracle is currently headquartered in Redwood City CA at 500 Oracle Parkway, Redwood City, California, United State.  The firm enjoys yearly revenues well over 35 billion dollars.

www.myhrcsi.com

efstatus.taxact.com – TaxACT 2011 Electronic Filing Status

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Tax season is here and customers with TaxAct can check their Electronic Filing Status online at efstatus.taxact.com.  1040, 1065, 1120, and 1120s filing status are available to be checked online.  A user will need their Social Security Number, Zip Code, and Last Name from your Federal return to review the e-file status for your Federal and State returns.  For the 1065, 1120 and 1120s you will also need the Employer Identification Number, Zip Code, and Company Name.  Please note that the IRS usually starts processing electronically filed returns around mid January.  Any taxes that were filed before that date will be held by Taxact.  Make tax season easy and file online today.  TaxACT is a popular tax filing software that was developed by 2nd Story Software and was founded in 1998.  They offer both online and software versions for filing taxes and offers a Free Federal Edition that is very easy to use and popular with people who only need basic return help.

efstatus.taxact.com

 

www.cashbackresearch.com – Cashback Research Unbiased Review

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So many website are offering ways to make extra money from home taking surveys online… Cashback Research is one of them.  They aim to provide an additional income stream in exchange for honest opinions from customers like you.  Payments are made by PayPal or by Gift Cards, we suggest collecting your payment via the PayPal method if you sign up and become a member.   A few things we like about Cashback Research is they don’t claim to be a get rich quick scheme and they are also 100% free.  They specifically state that they are a great way to earn a little extra money on the side.

Unfortunately these are about the only positives.  Based upon a few hours of searching through legit reviews and forums about the site on the web we WOULD NOT recommend this paid survey research site.  Our research on the Cashback Research survey program found way to many unhappy customers and complaints about unpaid accounts and unanswered customer service questions.  The final straw that doomed this site was the Better Business Bureau grading of an F.   If the BBB is giving them a F run far far away from that Business.  If you have anything positive or negative to say about www.cashbackresearch.com please note it in the comments below.

www.cashbackresearch.com

www.NewAmerica23.com – New America 23 Real or Fake

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Most financial experts agree that the events predicted at New America websites are over blown.  The New America commercials and web portals are operated by Mr. Porter Stansberry who owns and operates Stansberry & Associates Investment Research firm.  A few points of interest on Porter that you should note before buying into any of the products or services he pushed:  1.  The SEC sued him in the year 2002 for a “scheme to defraud public investors by disseminating false information in several Internet newsletters” and won  2.  In the year 2007 he was force to pay a penalty of $1.5 million in restitution and civil penalties by the Civil Court due to “Stansberry’s conduct undoubtedly involved deliberate fraud, making statements that he knew to be false.” in relation to his investment firm Pirate Investor a.k.a Stansberry & Associates and 3.  He predicts there will be riots in the streets when the U.S Treasury “bubble” burst and US Dollar will pretty much become worthless.  He recommends that investors invest in 50% gold and 50% cash.  “If you go anywhere around the world, most wealthy people have already abandoned the dollar,” he says. “If you look at the commodity complex you can see very clearly that many people around the world have [already] abandoned the dollar as the reserve currency.”  Stansberry also recommends to short all US stocks if you have the means and knowledge to do so.  Most feel like the above evidence speaks for itself and you should not be duped into purchasing anything associated with www.newamerica23.com or any of the other New America videos.  If you still have interest in his products it will cost you $49.95 for a one year subscription which include a newsletter and daily Digest reports.  Only time will tell if his outrageous predictions or what some are calling scare tactics will come true.

www.newamerica23.com

www.Putnam401k.com – Putnam Investments 401k

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Retirement planning is an essential part of life now a days as one can not expect to live on social security alone.  Most experts agree retirement savings should begin in the early to mid 20’s for most individuals.  Putnam Investments would be an excellent point to start your 401 k planning.  Putnam offers world-class online tools and services to help make planning and investing for retirement a breeze.  Features of their online retirement services include the ability to transfer funds from one account to another, access forms online, change account information, view your current plan balance and rate of return, raise or lower your 401k contribution rate and much more.  Most questions or concerns can be handled by the Putnam customer care reps by phone between 9 a.m. to 10 p.m. Eastern Time.  If you’re a returning user to www.Putnam401k.com just have your user name and pin in order to sign in.  First time users of the site will have to provide their address, last name, zip code and birthday in order to start the sign up process.

Putnam Investments was founded in 1937 by Mr. George Putnam and is headquartered in Boston, MA.  Putnam has revenues of over $350 million dollars and claims 79 individual mutual fund offerings and 96 institutional clients.  They recently received the DALBAR Service Award for the 21st consecutive year!

www.putnam401k.com

www.onlinemembershipsettlement.com – UMG Membership Program Class Action Lawsuit Settlement

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A class action lawsuit has been filed in the United States District Court for the Northern District of Illinois (Eastern Division) entitled Van Tassell, et al. v. United Marketing Group, LLC, et al., Case no. 10-cv-02675 (N.D. Ill.) and revolves around claims that the defendants charged class members for a membership program without their consent.  Plantiffs claim that United Marketing Group, LLC, Permission Interactive, Inc., Pikes Peak Direct Marketing, Inc. (“Pikes Peak”), and Taylor Gifts, Inc. violated the Electronic Communications Privacy Act, the Electronic Funds Transfer Act, violation of state consumer fraud statutes and claim breach of contract.  As usual the defendants deny all wrong doing.

Class members in the UMG Membership class lawsuit include anyone who were charged between March 26, 2006 and November 23, 2011 in any of the following membership programs:

Buyer’s Edge
Dental Protector
ESPN The Magazine Club
Field & Stream Club
Hi-Tech Auto Hotline
Money Ahead Now
TechXperts for Consumer
Travel & Entertainment
Money Ahead
Club Travel Rewards
Budget Travel Rewards
MyAdvisor
OneCall Credit Card Security Plan
Perfect Home
Prescription Savings Plan
Prevention Healthy Rewards
Simply Mine

A settlement fairness hearing is set for March 7, 2012 at 1:30 p.m. CST and will be held at the United States District Court for the District of the Northern District of Illinois (Eastern Division), Everett McKinley Dirksen Building, United States Courthouse, 219 South Dearborn Street, Courtroom 2141, Chicago, IL 60604.  It should be noted that class members are not required to attend this hearing.  All claim forms must be postmarked by April 6, 2012.  The deadline to file and exclusion or objection was February 1, 2012.  A class member can download a copy of the claim form online at the class administrators website (see below) or can write to:  Van Tassell, et al. v. United Marketing Group, LLC, et al. c/o Kurtzman Carson Consultants LLC, PO Box 6177, Novato, CA 94948-6177.  The class is represented by Jay Edelson, Rafey S. Balabanian, Benjamin H. Richman and Edelson McGuire LLC.

www.onlinemembershipsettlement.com